About Fido Score & Eligibility

What is a Fido Score? Your Fido Score is a measure of your creditworthiness within the Fido platform. It helps us assess your eligibility for credit and determine the credit amounts and repayment terms you may qualify for. Your score is generated using information gathered during your applicat...

At Fido, we believe in financial empowerment. Your Fido Score is a key factor in determining your access to credit and better financial opportunities. Your Fido Score ranges between 0 and 800, and the higher your score, the better your chances of unlocking larger credit limits and improved credi...

Your Fido Score reflects your financial habits and determines your access to better credit terms. To maintain a strong Fido Score, it’s important to understand the key factors that influence it and take steps to improve it. Why Your Fido Score might reduce Your score may be affected by several...

Your Fido Score is assigned after you complete the initial process to calculate it. Once generated, you can view your Fido Score by scrolling down on the Home Page of the Fido App. To improve your score, follow the instructions in the Fido Score section and select "Let’s Start" to prov...

Your Fido Score is calculated using information collected during your application and your ongoing relationship with Fido. Factors that influence your Score These may include: Results of your affordability assessment Verified income information Your banking activity Your repayment history...

To be considered for credit with Fido, you generally need a Fido Score of at least 250. What happens if My Score is below 250? If your score falls below the minimum threshold, your application may not be approved at that time. This does not necessarily mean you won't qualify in the future...